Top 5 innovative IT insurance services

Innovative services to secure information technology in the preservation industry?

While insurance is not known as a very innovative or exciting industry, new technology has created a platform for a number of exciting insurance information technology (IT) services for both consumers and insurance providers. Here we provide an overview of the top 5 innovative IT insurance services.

#1: Push as you drive

Pay-as-you-go insurance calculates premiums according to an individual’s driving profile, rewards safe driving while tracking and increases premiums on dangerous driving styles. Drivers who constantly speed, brake suddenly, or drive in bad weather (like snow and rain) find themselves paying higher premiums than those who follow the rules of the road. The “black box” device installed in the car tracks the main parameters of the trip and transmits the data to the insurance company, which then regulates the rate of the insurance premium.

Some insurance companies already offer simplified versions of pay-as-you-go solutions:

  • Aviva
  • Howard
  • Allianz Lloyd Adriatico

Companies like Accenture are researching extensively on this topic to be able to offer new solutions.

No. 2: Social Comparison

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