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Homeowners Insurance – Your Children Might Not Be Covered!

This week I thought about families and how they might be affected by definitions of words in insurance policies.

We all know that the divorce rate in America is very high. We know that many divorced people have children. We also know that many divorcees who have children remarry.

The old understanding of what defines the family is constantly changing. But insurance policy terminology does not keep pace with this change, and your family may be affected at the time of the claim.

Today, let’s take a look at how family structure affects the insurance coverage of a homeowner, condo or renter.

Here are the scenarios in which family structure can be a coverage issue:

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